Initial 30 Days Of
Pet Insurance Coverage*

Now even more protection for your furry friend - So you can play more and worry less.

Congratulations on Your New Pup!

To help protect their good health, we are offering an initial 30 Days of Accident and Illness Pet Insurance Coverage (underwritten by Independence American Insurance Company). Take advantage of waived waiting periods* only available with this offer so that you can start using your insurance sooner. You are eligible for this offer with your AKC registration. There is no credit card or commitment required to activate this offer.

German Sheppard shaking off water.

What Does the Initial 30 Days of Pet Insurance Cover?

The Initial 30 days of Pet Insurance Coverage includes all the benefits available on the Accident and Illness plan**.

  • Toxin Ingestion Icon

    Toxin or Foreign-Body Ingestion***

    Puppies can get into trouble, so pet insurance coverage helps with vet bills if they eat something they shouldn’t.

  • Pet Surgery Icon


    Don’t let the expense of emergency surgery keep you from providing the best medical care for your dog.

  • Digestive Issues Icon

    Digestive Issues

    New puppy have a sensitive tummy? Get testing and treatment to help with digestive issues.

  • Pet Medication Icon

    Prescription Medication

    Medication is often a part of treatment. Our Accident and Illness coverage includes medications prescribed by your vet to treat an accident or illness.

  • Broken Bones Icon

    Broken Bones

    Don’t let all that playfully reckless puppy energy stress you out. Get coverage for the unexpected.

  • Pet Hospitalization Icon


    If the vet needs to monitor your pup for an extended period, you can rest easy thanks to your coverage through AKC Pet Insurance.

With Full Enrollment in AKC Pet Insurance, You Can Select Optional Add-ons for Even More Coverage

  • Exam Coverage

  • Hereditary Condition Coverage

  • Wellness Coverage

  • Breeding and Pregnancy Coverage

  • Final Respects Coverage

Actual Customer Claim Example

Coverage that is there when it matters. Real claims and payouts.

Greyhound illustration
Pet profile image


Breed: Labrador Retriever
Age: Under 1 year old

  • Diagnosis
    Broken Bone

  • Total Vet Cost:

  • AKC Pet Insurance


Policy Details

  • 20%

  • $250

  • 5K
    Annual Limit

PetPartners, Inc. 2022 Claims Data. Individual results may vary. Illinois resident enrolled in Initial 30-Day Offer.

activate 30 days of coverage
photo of dog with perked up ears looking off in the distance with trees and mountains in the background

Questions? We Have Answers!

What happens after 30 days?

Your initial coverage ends after 30 days unless you choose to continue the policy by providing a payment method. When you continue the policy with a customizable plan, you will not experience any gaps in coverage and will already be on your way to meeting the 365-day pre-existing condition coverage waiting period (Not available in all states). Or for maximum protection, enroll in a custom plan starting day one. Start a quote to see your policy options.

How does pet insurance work?

Since veterinarians do not accept insurance like human doctors, pet insurance works on a reimbursement basis. You pay your veterinarian as normal, get your itemized invoice, and submit a claim form and invoice to us. We will reimburse you for eligible expenses once your deductible has been met. Reimbursement is subject to coinsurance amount and maximum limits.

Do you cover mixed breed dogs or non-AKC registered dogs?

Yes! We insure purebred dogs, mixed breed dogs, and non-AKC registered dogs. Good health is not breed-exclusive.

Do you offer any discounts?

Yes! New and current policyholders may receive a 5% multi-pet discount if they get coverage for more than one pet or add an additional pet to an existing policy (Not available in all states).. When enrolling, your discount will be applied at checkout. If adding a pet, please call our Customer Care Team and they will ensure your discount is applied.

How do I file a claim?

Filing a claim is easy. Simply download and complete all sections of our claim form. The completed claim form and itemized invoice from the visit will need to be submitted to us by email, postal mail or fax. No signatures necessary! For more detailed instructions please visit the file a claim page.

How long will it take for me to get my reimbursement?

Policyholders will receive acknowledgement of claim receipt immediately for claims submitted via the portal, or email or within 1 business day for faxed and mailed in claims. We will assign claims to an agent within 2 business days of receipt. Claims submitted with all documentation and requiring no further review will typically be finalized and payment initiated within 1 business day of claim assignment. Determination and payment of claims with documentation and requiring further review will typically be initiated within 2 business days of receipt of information. Claims requiring additional vet records can take up to 30 days, which includes receipt of records from the vet. Please check your portal for updates on claim status and contact the Customer Care Team with any questions.

*Not yet available in all states. Waiting periods for Intervertebral Disc Disease (IVDD). Pre-Existing Conditions, and Cruciate Ligament Condition still apply. CA, NY, and WA residents are not eligible for this program. View a Sample Policy.

**Benefits subject to policy terms, conditions, exclusions and waiting periods. Click here for complete details.

***Foreign body ingestion, dogfights, and toxin ingestion are only covered once during the lifetime of a pet. See your policy for additional details.

The AKC Pet Insurance initial 30 days of accident and illness coverage is administered by PetPartners, Inc. Insurance is underwritten and issued by Independence American Insurance Company (rated A- "Excellent" by A.M. Best) with offices at 11333 N. Scottsdale Rd, Suite 160, Scottsdale, AZ 85254. Not available in all states (including CA, NY, and WA) and available to U.S. residents. Eligibility restrictions apply. Activation required for coverage to take effect. Premium is deferred on initial 30 days of coverage. Visit or call 1-866-725-2747 for more information or to review terms and conditions.