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Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age, species or breed of your pet, and your home address. For terms and conditions refer to www.akcpetinsurance.com/sample-policies.

The initial 30 days of accident and illness pet insurance is administered by PetPartners, Inc. (PPI) available to U.S. residents, but not available in all states (CA, NY, and WA). Eligibility restrictions apply. Offer for 30 days of initial pet insurance coverage must be activated within 28 days of your pet’s registration date with The American Kennel Club (AKC) for coverage to take effect. Premium is deferred for 30 days for the initial 30 days of coverage. Waiting/exclusionary periods for Intervertebral Disc Disease (IVDD), Cruciate Ligament, and Pre-Existing Conditions still apply. Pre-existing conditions may be eligible after 365 days of continuous coverage.

Multi-Pet Discount not available in AK, FL, TN and WA. New and current policyholders may receive a 5% multi-pet discount if they get coverage for more than one pet or add an additional pet to an existing policy. The multi-pet 5% discount is based on the annual premium, including add-ons, with the exception of final respect and wellness add-ons.

Insurance products are underwritten by Independence American Insurance Company (NAIC #26581) or Independence Pet Insurance Company (NAIC #17543). Independence American Insurance Company and Independence Pet Insurance Company are Delaware insurance companies located at 11333 N Scottsdale Rd., Ste. 160, Scottsdale, AZ 85254. Policies are produced by PetPartners, Inc. (NPN #7612549), 8051 Arco Corporate Drive, Suite 350, Raleigh, NC 27617. California producer license #0F27261, PPI Pet Insurance Agency, Inc. “AKC Pet Insurance” program is a marketing name used by PPI and is not an AKC business nor an insurer. AKC does not offer or sell insurance plans. “AKC” and its related trademarks are used by PPI under license; AKC may receive compensation from PPI.

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© 2003-2025 PetPartners, Inc.

Nell Ostermeier DVM, CVA, FAAVA

Nell Ostermeier is an Integrative Veterinarian, Motivator, Lecturer, and Consultant.

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