Pet insurance policies are underwritten by Independence American Insurance Company*.
Hereditary Logo

What is Hereditary Coverage?

Some conditions don’t fall into the “accident” or “illness” category. Hereditary and Congenital Coverage is an optional, add-on coverage that encompasses conditions considered hereditary or congenital and other chronic conditions that may crop up over the years.

Start Your Coverage Today!

Get Quote
Picture of a cavalier lab looking up

What it Covers

Examples of Covered Conditions:

Heart Disease Icon
Heart Disease
Hip Dysplasia Icon
Hip Dysplasia
Spondylosis Icon
Elbow Dysplasia Icon
Elbow Dysplasia
Diabetes Icon
Eye Disorders Icon
Eye Disorders
Arthritis Icon
Luxating Patella Icon
Luxating Patella

Available Plan Options

Select your state to see what plan options are available in your area.

What Else Should I Know?

See Terms and Conditions
  • Alternate Text
    Must be under the age of 2 to enroll
  • Alternate Text
    Coverage subject to deductible and coinsurance.
  • Alternate Text
    Pre-existing conditions excluded
  • Alternate Text
    Subject to 30-day waiting period.