Pet insurance policies are underwritten by Independence American Insurance Company
Accident and Illness Logo

What is Pet Accident and Illness Insurance Coverage?

We know that unexpected visits to the vet happen and can be stressful when worrying about your sick or injured pet. Our Accident and Illness insurance plans are designed to be there when you need them, allowing you to focus more on the health of your pet and less on costly veterinary bills. Our policy also includes the industry’s best pre-existing condition coverage after a 12-month waiting period*. Our pet medical insurance plans are available for dogs and cats over multiple life stages.

The Accident and Illness plan offers diagnostics and treatments performed by licensed veterinarians at your primary care facility, emergency hospital, or specialty clinic, including surgery, physical therapy, X-rays, ultrasound, lab work, and other screenings. Coverage also includes prescription medications.

*Not available in all states. Select your state below to see available plan options.

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What's Covered?

Examples of Covered Conditions:

Hypothyroidism Icon
Allergies Icon
Toxic Ingestion Icon
Toxin Ingestion
Ear Infection Icon
Digestive Issues
Cancer Icon
ACL Injuries Icon
ACL Injuries
Broken Bones Icon
Broken Bones
UTIs Icon

Coverage reimburses for diagnostics treatments performed at your primary care veterinarian, emergency hospital and specialty clinic

X-ray and Ultrasound Icon
X-Ray & Ultrasound
Perscription Medications Icon
Prescription Medications
Emergency Care Icon
Emergency Care
Laboratory Tests Icon
Laboratory Tests
Hospitalization Icon
Physical Therapy Icon
Physical Therapy
CT Scan and MRI Icon
CT Scan & MRI
Surgery Icon

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Available Plan Options

Select your state to see what plan options are available in your area.