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Accident and Illness Coverage

What is Accident and Illness Coverage?

Accident and Illness coverage helps with vet bills incurred from an accident, injury or illness. This most popular and most comprehensive policy, reimburses for the diagnosis, treatment and veterinary care for eligible injuries and illnesses.

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English Bulldog

What is Covered?

  • GI upset
  • Ear infections
  • Broken bones
  • Allergies
  • Cancer
  • Cherry Eye
  • Surgery
  • Laboratory Tests
  • X-ray & Ultrasound
  • CT Scan & MRI
  • Hospitalization
  • Prescription medications

Want More Coverage?

Increase your coverage by adding one of our Endorsements.

Coverage for exam fees and office visit charges at general practices, emergency/specialty clinics and universities.

About ExamCare

Coverage for inherited and congenital disorders not covered by our base plan.
(Must enroll before 2 years of age.)

About InheritedPlus

Choose from one of our two wellness options to help offset the costs of the routine care and preventatives that help keep your dog healthy.

About Wellness

Recent Claims Paid

Golden Retriever with Bladder Stones

Bladder Stones

  • Golden Retriever
  • 5 years old
  • Maryland
  • Treatment Cost: $4,340.21
  • Benefit Paid: $3,906.19
West Highland Terrier with Auto-Immune Disease

Auto-Immune Disease

  • West Highland Terrier
  • 8 years old
  • Texas
  • Treatment Cost: $1,305.70
  • Benefit Paid: $1,044.56
Border Collie with Addison's Disease'

Addison’s Disease

  • Border Collie
  • 1 year old
  • California
  • Treatment Cost: $1,193.00
  • Benefit Paid: $954.40
Fox Terrier with Cancer


  • Smooth Fox Terrier
  • 12 years old
  • New York
  • Treatment Cost: $2,794.90
  • Benefit Paid: $2,235.92

What do I need to know?

  • Available for pets 8 weeks up to 9 years
  • 3-day wait period for accidents
  • 14-day wait period for illness
  • Policy can be canceled any time
  • Policy automatically renews annually
  • Pre-existing conditions excluded

See Terms and Conditions