Pet insurance policies are underwritten by Independence American Insurance Company*.

Why Buy Pet Insurance?

Pet Insurance  •   Maggie Dean  •   Sep 25, 2018

When a pet owner decides to not purchase insurance for their pet, the reason is often that their dog is not a puppy anymore and therefore seemingly less prone to injuries or disease. However, the truth is that accidents and illnesses do not discriminate against age, breed, or size. Read our answers to some common questions to learn how pet insurance can benefit both you and your pet!

Is pet insurance worth it?

Whether he has an ear infection or has swallowed an entire sock, your dog’s vet bill could potentially be expensive. Emergency veterinary visits and surgical veterinary visits were ranked as the top two most expensive pet-related costs by the American Pet Products Association, with bills averaging over $400.

The APPA estimates that American pet owners will spend $1.59 billion more on veterinary care and over-the-counter pet medication in 2018 than in 2017. Rather than anxiously consulting their finances in the waiting room, AKC Pet Insurance policyholders can focus their energy on the recovery of their pets.

“I wish I had this insurance sooner!” is one of the most frequent comments we hear from policyholders. When a family’s pet experiences an accident or illness costing them hundreds or even thousands of dollars, the first decision made with their new puppy is to enroll in pet insurance.

What does pet insurance cover?

Accidents and illnesses

What makes AKC Pet Insurance unique is the array of coverage options. Plans are completely personalized for the needs and budget of your family. Basic accident and illness coverage includes reimbursement for diagnostics and treatments for cancer, behavioral concerns, broken bones, ear and eye infections, and much more.

Wellness care

Pet insurance can help you save money even if your pet is in great health throughout their life. Routine wellness visits and vet office administrative fees can easily run your check-up bill into the hundreds. In 2016, 68% of dog owners brought their pet to the vet for a routine physical, with an average cost of $257 per visit. AKC Pet Insurance’s Defender and DefenderPlus add-ons are two wellness coverage options to choose from that will keep these bill at bay.

Additional coverage options

Additional coverage is available for hereditary and congenital diseases, veterinary exam administration fees, and final respect memorials.

Why choose AKC Pet Insurance to protect your pet?

AKC Pet Insurance has been the exclusive pet insurance partner of the American Kennel Club since 2003. Pet owners who enroll in a policy not only enjoy excellent pet insurance coverage, but are also able to access the 24/7 Vet Helpline to receive answers to their pet health questions. Additionally, policyholders can discuss pet insurance questions with an experienced customer care team to understand their coverage options and get answers to any policy questions. The policyholder portal gives pet owners an easy way to submit claims, review policy documents and much more!

How much does pet insurance cost?

One of the most frequently asked questions about pet insurance is the cost. Since AKC Pet Insurance plans are customizable, prices reflect the coverage and limits you select. With this method, you are paying only for the coverage your dog needs without paying for extraneous coverage.

Customers choose their own deductible, incident limits, and annual limit and can watch their premium fluctuate with their choices through our free quote tool. Basic accident and illness coverage plans can start at as little as $10 a month.

Above all, AKC Pet Insurance gives you support when you need it most. Avoid tough financial decisions and invest in your dog’s health and safety today!

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